The Car Loan Program is offered through Bi-CAP and MN Rural CEP. This program is designed to help individuals obtain an auto loan when other means have been exhausted. The eligibility guidelines require that the applicant must be receiving MFIP or be MFIP eligible. The applicant must also have a valid MN driver’s license, employed, written denial from a lending agency for an auto loan, and be a resident of Beltrami or Cass County for three months. Requirements also include that the applicant be referred to the program by County Social Services or CEP. The maximum assistance for each applicant is $6,000 or as the individual budget allows.